interest rates

August 13, 2019

Changes to the B-20 Mortgage Stress Test

If you are looking to buy a new home, now may be a great time to take that next step. Why now? For the first time in three years, the Bank of Canada mortgage stress test rate has been lowered…

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April 8, 2019

The B-20 Mortgage Stress Test

Genesis Builders Group on the Pros and Cons of the Stress Test On January 1, 2018, the final version of the B-20 Mortgage Stress Test went into effect and applies to all mortgage applicants of federally regulated lenders, such as…

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